Introduction
In today’s competitive banking landscape, financial institutions are constantly vying for customers’ attention with attractive promotions and bonuses. Whether you’re looking to open a new checking account, savings account, or even explore investment options, there are plenty of opportunities to unlock extra cash simply by taking advantage of these offers. Here’s a rundown of some of the best banking promotions currently available.
Checking Account Bonuses
If you’re in the market for a new checking account, many banks offer enticing bonuses when you meet specific criteria. These bonuses can range from $100 to several hundred dollars depending on the institution and promotion.
Chase Total Checking® Offer
The Chase Total Checking® account often features a promotional bonus for new customers who set up direct deposit within a specified timeframe. With no monthly service fee if certain conditions are met, it’s an excellent option for those seeking convenience along with their bonus.
Bank of America Advantage Plus Banking™ Promotion
This bank frequently runs promotions where you can earn cash rewards just by opening an eligible checking account and completing qualifying transactions such as direct deposits or bill payments. Keep an eye out for limited-time offers that may provide increased bonuses!
Savings Account Promotions
CIT Bank Savings Builder Account Promotion
CIT Bank’s Savings Builder Account often includes promotional interest rates that reward both consistent saving habits and larger opening deposits. By maintaining certain balance levels or making regular contributions each month, you can maximize your earnings while enjoying added incentives.
The Discover Online Savings Account is known for its competitive annual percentage yields (APY) coupled with occasional sign-up bonuses when meeting deposit requirements within the first few months after opening your account.
Credit Card Sign-Up Bonuses
If you’re considering applying for a credit card alongside your banking needs, numerous cards come with lucrative sign-up bonuses—often in the form of cashback or travel rewards—after meeting spending thresholds within initial billing cycles.
Citi Double Cash Card Offer
The Citi Double Cash Card allows users to earn 2% cash back on every purchase—1% at the time of purchase and another 1% when paid off—and sometimes includes promotional sign-up offers where new cardholders receive additional cash back once they spend a certain amount in their first few months as cardholders.
Chase Sapphire Preferred® Card Welcome Bonus
A favorite among travelers, this premium credit card typically provides generous welcome points that can be redeemed toward travel expenses after reaching minimum spend requirements during your onboarding period.
Loyalty Programs & Referral Bonuses
Some banks offer rewarding loyalty programs that allow existing customers to benefit financially through referrals or maintaining long-standing relationships over time: